Skip to content

    Horsebox Insurance

    Compare quotes for specialist horsebox insurance quickly and easily, with one short form.*

    Get Horsebox Insurance Quotes

    Insuring a Horsebox, Trailer or Horse Lorry

    UK Law requires Insurance for any vehicle used on public roads and this includes motorised Horseboxes and lorries as well as vehicles towing trailer Horseboxes. These specialist vehicles can be expensive to insure, so comparing quotes and policy details is an important part of finding the best value product that also meets all your needs.

    A simple line-drawn icon, in the Here4 Insurance brand colours of yellow and red, depicting a horsebox trailer to represent Horsebox Insurance.
    Trailer Horsebox Insurance Quotes
    A simple line-drawn icon, in the Here4 Insurance brand colours of yellow and red, depicting a motorised horsebox lorry to represent Horse lorry Insurance.
    Horse Lorry Insurance Quotes

    Do I need Insurance for a trailer horsebox?

    If you are towing a vehicle on UK roads, the towing vehicle insurance needs to be insured to tow a trailer. However, the level of cover that includes for the trailer or horsebox you are towing is likely to be minimal. As a first step, check what your vehicle insurance offers – particularly in the small print. You may find that the horsebox only has third party cover, and this might only apply when the horsebox is being towed.

    There are a number of reasons to consider taking out Horsebox Insurance to cover a trailer horsebox:

    • Legal Requirements: When towing a horse trailer with a vehicle, the towing vehicle’s insurance needs to include cover for towing trailers. However, this often only covers third-party liability, so if the trailer itself is damaged or stolen, you wouldn’t be covered under the vehicle’s policy alone.
    • Comprehensive Coverage: For better protection, it’s advisable to take out specific horse trailer insurance. This can cover damage to the trailer itself, theft, and sometimes contents insurance for equipment stored within.
    • Optional Extras: Insurance policies can also offer additional features like breakdown cover for the trailer, which can be invaluable during long journeys or if traveling to remote areas.
    • Insurance While Parked: Even when not in use, a horse trailer can be a target for theft or vandalism. Some insurance policies offer cover for such instances even when the trailer is parked.

    What is the right insurance for a motorised horsebox?

    If you transport horses using a dedicated vehicle , rather than towing a trailer, then UK law requires that the vehicle is insured before it can be used on public roads. The basic level of third party cover will meet your legal obligations but won’t offer any further protection or peace of mind. As horseboxes and lorries are considerable investments that carry valuable cargo, finding a comprehensive specialist policy will make sense to many.

    What to look for in a good policy?

    Given the value of both the vehicle and its typical contents, as well as the responsibility of transporting live animals, having comprehensive horsebox insurance can offer a number of benefits. When comparing quotes for your insurance, consider the following policy options:

    • Protection Against Damage or Theft: Horseboxes represent significant financial investments and, like any vehicle, are prone to potential damage or theft. Insurance can alleviate the financial strain by covering repair or replacement costs, helping you avoid unexpected large expenses.
    • Roadside Assistance: Many horsebox insurance policies offer additional benefits such as roadside assistance. If your horsebox breaks down while you are transporting your horses, this coverage can be invaluable, helping you arrange for safe transport for both your vehicle and the horses.
    • Coverage for Contents: Horseboxes frequently transport valuable items like saddles, bridles, and other horse care equipment. Certain insurance policies provide content coverage to guard against losses from theft or damage to these essential items.
    • Liability Coverage: This provides protection if your horses cause damage or injury to others while being transported. This can be especially important if you travel to events or competitions with your horses.

    Horsebox Insurance

    Compare quotes for specialist horsebox insurance quickly and easily, with one short form.*

    Get Horsebox Insurance Quotes

    Compare More; Pay Less?

    It’s always a good idea to compare quotes for insurance in the UK, whatever type of insurance it is. Comparing quotes allows you to check out the differences in policies, select the cover you need, and discover additional options that might be just right for your circumstances. And, of course, comparing quotes means comparing costs too, and helps you find the best price for the insurance that you need.

    A simple line-drawn scene, in the Here4 Insurance brand colours of yellow and red, depicting a road with a number of different vehicles on it including cars, vans, trucks, motorhomes, taxis, motorbikes and bicycles. The scene represents some of the types of UK Vehicle and Driver Insurance available in the On the Road category on the Here4 Insurance website.
    On The Road
    A simple line-drawn scene, in the Here4 Insurance brand colours of yellow and red, depicting a row of different buildings, including houses, apartments, flats, shops, offices, commercial property and rental property. The scene represents the types of UK Insurance available in the Homes and Buildings category on the Here4 Insurance website.
    Home & Buildings
    A simple line-drawn scene, in the Here4 Insurance brand colours of yellow and red, depicting a town landscape in which different businesses have their offices, workshops, garage and shops. The buildings symbolise the many different businesses, trades and professionals who can find relevant insurance products in the Business, Work and Trade section of the Here4 Insurance website.
    Business, Work & Trade
    A simple line-drawn scene, in the Here4 Insurance brand colours of yellow and red, depicting a row of different suitcase and travel bags to represent the types of UK Insurance available in the Travel, Holidays and Leisure category on the Here4 Insurance website.
    Travel, Holidays & Leisure
    A simple line-drawn scene, in the Here4 Insurance brand colours of yellow and red, depicting several different groups of people in a park - one is walking a dog, a couple are sitting on a blanket playing with their young child, and another, younger couple are sitting together on a park bench talking about their future. The scene represents the types of UK Insurance available in the Personal Family and Pets category on the Here4 Insurance website.
    Personal, Family & Pets
    *

    *Here4Insurance have partnered with Quotezone.co.uk to help you save money on Horsebox Insurance. Quotezone.co.uk is a trading style of Seopa Ltd who are a limited company registered in Northern Ireland, Registered number: NI46322. Registered office: Seopa Ltd, Floor 4 Blackstaff Studios, 8-10 Amelia Street, Belfast, BT2 7GS. Seopa Ltd is authorised and regulated by the Financial Conduct Authority (FCA). Their registered number is 313860.