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Temporary Car Insurance

The quick and easy way to find great value temporary insurance that suits your situation.*

When to Consider Temporary Car Insurance

Temporary insurance is the ideal insurance solution for a car and van drivers looking for short term insurance that’s quick and easy to purchase and flexible enough to suit a number of everyday situations. From simply borrowing a car to learning to drive to insuring new employees in a small business, temporary insurance can help you get the cover you need to get on the road in minutes.

While insurance is a legal requirement for all drivers, thankfully there are different insurance options depending on your needs. If you’re looking to use a car you’re not already insured to drive, temporary cover can give you the insurance you need for the duration you want. Maybe you’re looking to borrow a car and the owner is worried about the impact on their existing insurance? Short term insurance is a separate, standalone policy that won’t impact their existing policy, and, importantly, their No Claims Discount won’t be affected if you need to make a claim.

Temporary Insurance can run from a single day for as long as you need it. It’s a great way to get fully comprehensive cover when you need it temporarily, giving you complete peace of mind. Our partners offer cover to drivers from a choice of short term insurance policies, so you can be confident that you’ll find the level and length of cover that’s best suited for your needs.

Temporary Insurance can run from a single day for as long as you need it. It’s a great way to get fully comprehensive cover when you need it temporarily, giving you complete peace of mind.

Our partners offer cover to drivers from a choice of short term insurance policies, so you can be confident that you’ll find the level and length of cover that’s best suited for your needs.

Why do I need Temporary Car Insurance?

It’s the law! The minimal legal requirement to drive in the UK is Third Party Only, this insures against loss and injury to others. If you are the cause of an accident the insurer will pay your liability to other people involved in the accident.

Important: Third Party Only does not cover for damage, loss or theft of your own vehicle or possessions.

What’s the right policy for me?

You need to find a sense of balance between coverage and cost. Figure out the suitable level of coverage by consideration by the following factors:

  • The value of your possessions you must protect.
  • The value of your vehicle.
  • The amount of money you’re prepared to spend
  • Your tolerance of the possible risks.
  • The insurer should fit your policy to your personal needs.

    Buying your policy

    To ensure you are getting the best possible deal, shop around, evaluate and compare all the appropriate policies that provide the cover you need. Think about policies in terms of price, coverage, excess, flexibility and the reputation of the insurer.

    Temporary Car Insurance

    The quick and easy way to find great value temporary insurance that suits your situation.*

    Other Types of UK Insurance

    It’s not just shopping for Temporary Car Insurance that benefits from comparing quotes. For all types of UK Insurance, you’ll find that it pays to compare a number of policies and prices. Take a look at these other UK Insurance categories.

    A simple line-drawn scene, in the Here4 Insurance brand colours of yellow and red, depicting a road with a number of different vehicles on it including cars, vans, trucks, motorhomes, taxis, motorbikes and bicycles. The scene represents some of the types of UK Vehicle and Driver Insurance available in the On the Road category on the Here4 Insurance website.
    On The Road
    A simple line-drawn scene, in the Here4 Insurance brand colours of yellow and red, depicting a row of different buildings, including houses, apartments, flats, shops, offices, commercial property and rental property. The scene represents the types of UK Insurance available in the Homes and Buildings category on the Here4 Insurance website.
    Home & Buildings
    A simple line-drawn scene, in the Here4 Insurance brand colours of yellow and red, depicting a town landscape in which different businesses have their offices, workshops, garage and shops. The buildings symbolise the many different businesses, trades and professionals who can find relevant insurance products in the Business, Work and Trade section of the Here4 Insurance website.
    Business, Work & Trade
    A simple line-drawn scene, in the Here4 Insurance brand colours of yellow and red, depicting a row of different suitcase and travel bags to represent the types of UK Insurance available in the Travel, Holidays and Leisure category on the Here4 Insurance website.
    Travel, Holidays & Leisure
    A simple line-drawn scene, in the Here4 Insurance brand colours of yellow and red, depicting several different groups of people in a park - one is walking a dog, a couple are sitting on a blanket playing with their young child, and another, younger couple are sitting together on a park bench talking about their future. The scene represents the types of UK Insurance available in the Personal Family and Pets category on the Here4 Insurance website.
    Personal, Family & Pets
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    *Here4Insurance have partnered with GoShorty to help you get great, flexible short term car insurance. GoShorty is a trading style of Complex to Clear Group Limited registered in England and Wales and authorised and regulated by the Financial Conduct Authority (FRN.751221). Company Registration Number 05044963. Data Protection Registration ZA456686.