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Home Insurance

You could save up to £201 on Home Insurance. Compare quotes from up to 50 providers.*

Understanding Home Insurance

Home or household insurance is designed to protect and cover against the possible risks you may encounter if you’re a homeowner. It is split into 2 main categories, buildings insurance and contents insurance.

Buildings insurance covers the structure of your building in the event of natural disasters and possibly other accidental damage (a burst water pipe for instance). Contents insurance provides cover for the possessions in your home should they be stolen or accidentally damaged.

Why do I need it?

Also, if you work out how much it would cost to replace the contents of your home and the time you’ve spent on furnishing it, you may then see that contents insurance is a worthy investment.

What’s the right policy for me?

You need to find a sense of balance between coverage and cost. Figure out the suitable level of coverage by consideration of the following factors:

  • The level of cover you need
  • The value of the possessions you must protect
  • The amount of money you’re prepared to spend
  • Your tolerance of the possible risks

The Insurer should fit your policy to your personal needs. For further advice and cost reduction tips see our insurance quote reduction tips.

Buying your Policy

To ensure you are getting the best possible deal, shop around, evaluate and compare all the appropriate policies that provide the cover you need. Think about policies in terms of price, coverage, excess, flexibility and the reputation of the insurer.

The online quote form can reduce the amount of time and money you spend on this by accessing 100s of policies from some of the UK’s most economical and respected insurance providers, giving you access to competitive quotes immediately online.

Home Insurance

You could save up to £201 on Home Insurance. Compare quotes from up to 50 providers.*

Compare Other UK Insurance Quotes

Compare quotes for a range of different types of Insurance. Take a look at these Insurance categories and remember, whatever you select, it will always be quick and easy to find the right Insurance at the best price for you.

A simple line-drawn scene, in the Here4 Insurance brand colours of yellow and red, depicting a road with a number of different vehicles on it including cars, vans, trucks, motorhomes, taxis, motorbikes and bicycles. The scene represents some of the types of UK Vehicle and Driver Insurance available in the On the Road category on the Here4 Insurance website.
On The Road
A simple line-drawn scene, in the Here4 Insurance brand colours of yellow and red, depicting a row of different buildings, including houses, apartments, flats, shops, offices, commercial property and rental property. The scene represents the types of UK Insurance available in the Homes and Buildings category on the Here4 Insurance website.
Home & Buildings
A simple line-drawn scene, in the Here4 Insurance brand colours of yellow and red, depicting a town landscape in which different businesses have their offices, workshops, garage and shops. The buildings symbolise the many different businesses, trades and professionals who can find relevant insurance products in the Business, Work and Trade section of the Here4 Insurance website.
Business, Work & Trade
A simple line-drawn scene, in the Here4 Insurance brand colours of yellow and red, depicting a row of different suitcase and travel bags to represent the types of UK Insurance available in the Travel, Holidays and Leisure category on the Here4 Insurance website.
Travel, Holidays & Leisure
A simple line-drawn scene, in the Here4 Insurance brand colours of yellow and red, depicting several different groups of people in a park - one is walking a dog, a couple are sitting on a blanket playing with their young child, and another, younger couple are sitting together on a park bench talking about their future. The scene represents the types of UK Insurance available in the Personal Family and Pets category on the Here4 Insurance website.
Personal, Family & Pets
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*Here4Insurance have partnered with Quotezone.co.uk to help you save money on Home Insurance. Quotezone.co.uk is a trading style of Seopa Ltd who are a limited company registered in Northern Ireland, Registered number: NI46322. Registered office: Seopa Ltd, 5th Floor Link Building, Adelaide Exchange, 24-26 Adelaide Street, Belfast, BT2 8GD. Seopa Ltd is authorised and regulated by the Financial Conduct Authority (FCA). Their registered number is 313860.

51% of consumers could save £201.06 on their Home Building & Contents Insurance. The saving was calculated by comparing the cheapest price found with the average of the next fourteen cheapest prices quoted by insurance providers on Seopa Ltd’s insurance comparison website. This is based on representative cost savings from January 2024. The savings you could achieve are dependent on your individual circumstances.