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Bicycle Insurance

You could pay less than £27 for Insurance on bicycles valued up to £1500.*

Get Bicycle Insurance Quotes

Advantages of a Bicycle Insurance Policy

Bicycle Insurance can cover you if your bike is stolen. Unfortunately, bikes get stolen quite a lot – so this is something all bike owners need to be realistic about. Many people will find that their Home Insurance Policy offers basic cover for push bikes – but the key word here might be ‘basic.’ You will probably find that your home policy sets a limit on the value of bike they will cover – and this can be quite low. If your bike is worth more, upping the limit on your Home Insurance policy may end up costing you more than a dedicated Bike Insurance Policy. So compare quotes and see what will work best for you.

What’s so special about specialist Bike Insurance?

If your bike is valuable, specialist cover may offer a better deal than using your Home Insurance to protect against the cost of replacing it in the event of theft. But theft isn’t the only misfortune that can befall your bicycle, and specialist Bike Insurance recognises that. When you’re shopping for the right deal, look out for policies that include some of these features alongside the right level of theft cover:

  • Accidental Damage
  • Cover for clothing and helmets
  • Cover for lights and accessories attached to your bike – think GPS, Garmin etc.
  • Race or events cover

What about accidents?

There is a chance that you could cause an accident or damage something when you are cycling. We hope it won’t happen but, if it did, there are Bike Insurance policies that would help you with a claim against you. Look for third party liability cover when you are comparing Bike Insurance deals and you may find that you can add this as an option even when it isn’t standard.

What about E-Bike Insurance?

Very good question. Electric bikes, e-bikes, are often more expensive than standard bikes and so you’d be wise to protect against the cost of having to replace them in the event of theft. You may find that your Home Insurance will not cover e-bikes at all, and in that case your only option is to shop for the best specialist Bike Insurance, making sure that you get quotes based on having an e-bike. As an added bonus, you will find that some e-bike insurance deals will include breakdown cover to support you on your adventures.

Bicycle Insurance

You could pay less than £27 for Insurance on bicycles valued up to £1500.*

Get Bicycle Insurance Quotes

Compare Other UK Insurance Quotes

Our partnership with Quotezone.co.uk helps you compare quotes for a range of different types of Insurance. Take a look at these Insurance categories and remember, whatever you select, it will always be quick and easy to find the right Insurance at the best price for you.

A simple line-drawn scene, in the Here4 Insurance brand colours of yellow and red, depicting a road with a number of different vehicles on it including cars, vans, trucks, motorhomes, taxis, motorbikes and bicycles. The scene represents some of the types of UK Vehicle and Driver Insurance available in the On the Road category on the Here4 Insurance website.
On The Road
A simple line-drawn scene, in the Here4 Insurance brand colours of yellow and red, depicting a row of different buildings, including houses, apartments, flats, shops, offices, commercial property and rental property. The scene represents the types of UK Insurance available in the Homes and Buildings category on the Here4 Insurance website.
Home & Buildings
A simple line-drawn scene, in the Here4 Insurance brand colours of yellow and red, depicting a town landscape in which different businesses have their offices, workshops, garage and shops. The buildings symbolise the many different businesses, trades and professionals who can find relevant insurance products in the Business, Work and Trade section of the Here4 Insurance website.
Business, Work & Trade
A simple line-drawn scene, in the Here4 Insurance brand colours of yellow and red, depicting a row of different suitcase and travel bags to represent the types of UK Insurance available in the Travel, Holidays and Leisure category on the Here4 Insurance website.
Travel, Holidays & Leisure
A simple line-drawn scene, in the Here4 Insurance brand colours of yellow and red, depicting several different groups of people in a park - one is walking a dog, a couple are sitting on a blanket playing with their young child, and another, younger couple are sitting together on a park bench talking about their future. The scene represents the types of UK Insurance available in the Personal Family and Pets category on the Here4 Insurance website.
Personal, Family & Pets
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*Here4Insurance have partnered with Quotezone.co.uk to help you save money on Bicycle Insurance. Quotezone.co.uk is a trading style of Seopa Ltd who are a limited company registered in Northern Ireland, Registered number: NI46322. Registered office: Seopa Ltd, Floor 4 Blackstaff Studios, 8-10 Amelia Street, Belfast, BT2 7GS. Seopa Ltd is authorised and regulated by the Financial Conduct Authority (FCA). Their registered number is 313860.

51% of customers with a bicycle valued up to £1500 who obtained a quote for Bicycle Insurance through this service provided by Seopa Ltd during August 2024 were quoted less than £27.06. Using the same calculation for bicycles valued between £1500 and £3000 gave a figure of £50.34 and for bicycles valued over £3000 gave a figure of £99.97. The quote price you could achieve is dependent on your individual circumstances.