Amazon Flex Delivery Insurance
Compare insurance for paid parcel deliveries with Amazon Flex.*
Only need Amazon Flex cover for 1–28 days? View temporary Amazon Flex insurance.
What insurance do you need for Amazon Flex?
You need motor insurance that covers paid parcel deliveries, usually described as hire and reward insurance. Ordinary social, domestic and pleasure cover does not automatically include this work. If you use a separate top-up policy, check that your underlying motor insurer permits it and that the two policies work together.
Does normal car insurance cover Amazon Flex?
Do not assume that comprehensive cover or a business-use extension allows delivery work. Tell the insurer that you deliver parcels for Amazon Flex and ask for confirmation that this use is covered. The level of cover and the permitted use are separate things: a comprehensive policy can still exclude paid deliveries.
A combined policy may cover both personal driving and delivery work. A supplementary policy may cover delivery use only, alongside a separate personal motor policy. Check which arrangement you are being quoted for before comparing the price.
Can you get pay-as-you-go Amazon Flex insurance?
Pay-as-you-go delivery insurance is available in the market, but availability depends on the insurer, vehicle, driver and delivery platform. It is not a promise that every quote returned here will offer hourly or top-up cover.
For supplementary cover, ask your existing motor insurer whether it permits the proposed top-up policy. Do this before buying: taking out a second policy does not override an exclusion in the first. Check when the delivery policy starts and stops, including journeys to the collection point, waiting time and any return journey or undelivered parcels.
Compare the complete cost of both policies, including minimum charges, fees and any required balance. Occasional delivery work and regular weekly blocks can produce very different costs. A low hourly rate alone does not tell you which option will cost less overall.
Annual cover, monthly payments or a short policy?
An annual delivery policy can be paid in one amount or, where offered, by instalments. Paying monthly does not necessarily mean that you have a monthly contract you can end without further cost. Check the total payable, interest, cancellation terms and any outstanding balance.
If you only need cover for a limited period, ask specifically about the policy duration and permitted use. Ordinary temporary car insurance should not be assumed to cover Amazon Flex deliveries.
Amazon Flex Delivery Insurance
A quick and easy way to compare Amazon Flex delivery driver insurance with policies and deals from leading UK providers.*
What should you compare in a quote?
Start with confirmation that the policy covers your actual work and vehicle. Then compare the protection, excesses and exclusions on the same basis.
- Third party: cover for liability to others, subject to the policy. It does not cover damage to your own vehicle.
- Third party, fire and theft: adds cover for your vehicle being stolen or damaged by fire, subject to the terms.
- Comprehensive: also includes cover for damage to your own vehicle, subject to excesses, exclusions and limits.
- Optional benefits: check whether breakdown assistance, a replacement vehicle, windscreen cover or legal expenses are included or cost extra. A replacement vehicle may not be approved or insured for delivery work.
Motor insurance is different from cover for the parcels you carry or public liability away from driving. Ask whether goods in transit or public liability cover is needed for your work, and whether it is included. Do not assume a motor policy automatically provides either, or a particular level of cover.
What details will you need?
Have your registration, vehicle details, driving licence information, claims and convictions history, estimated mileage and usual overnight parking details ready. Explain how often you deliver, which platforms you work with and whether anyone else will drive the vehicle.
Give accurate information about personal and delivery use. If you start working for another platform, change vehicle or increase your delivery work, ask the insurer whether the policy needs updating.
Before your first delivery block
Check the current vehicle and insurance requirements in your Amazon Flex app. Keep the required insurance documents up to date, with the correct vehicle and dates. Amazon accepting a document does not replace checking the policy wording with your insurer.
Amazon’s published UK information identifies commercial vehicle insurance with hire and reward cover as a requirement for Flex drivers. Requirements for businesses selling products on Amazon are different from the requirements for a driver delivering parcels.
For the basic legal requirement, see GOV.UK’s vehicle insurance guidance. Check your own policy documents and ask the insurer about anything unclear before you drive.
What if you deliver for more than one company?
Tell the insurer about every type of delivery you plan to do. Cover for parcels does not automatically include food deliveries, and cover arranged for one platform may not extend to another. Our guides to hire and reward insurance and the delivery options below can help you identify the questions to ask.
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Amazon Flex Delivery Insurance
A quick and easy way to compare Amazon Flex delivery insurance with policies and deals from leading UK providers.*
More Quick & Easy Insurance Quotes
Insurance is rarely anyone’s idea of fun, but being able to compare UK policies in one place can make the process feel a bit more manageable. You can also explore these other areas of insurance if you want to compare cover beyond Amazon Flex delivery work, from everyday motoring to wider business or work-related policies.
*Here4 Insurance have partnered with Quotezone.co.uk to help you compare quotes for Amazon Flex Delivery Insurance. Quotezone.co.uk is a trading style of Seopa Ltd who are a limited company registered in Northern Ireland, Registered number: NI46322. Registered office: Seopa Ltd, Floor 4 Blackstaff Studios, 8-10 Amelia Street, Belfast, BT2 7GS. We are an Introducer Appointed Representative (IAR) of Seopa Ltd. Seopa Ltd is authorised and regulated by the Financial Conduct Authority (FCA). Their registered number is 313860.